Lake Ozark, Four Seasons and Osage Beach real estate and homes for sale in Missouri, waterfront, condos - Susan Spica, REALTOR® Susan Spica REALTOR(r) for Lake Ozark, Four Seasons and Osage Beach, Missouri real estate, waterfront, condos - NUMBER1EXPERT™ Susan Spica NUMBER1EXPERT(tm) for Lake Ozark, Four Seasons and Osage Beach, Missouri real estate, waterfront, condos
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Mortgage Prequalification: Lake Ozark, Four Seasons and Osage Beach Missouri home buying, real estate listings, and homes for sale in Camden County, MO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as top Lake Ozark, Four Seasons and Osage Beach REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Remodeling and Renovations >Water Problems

Sometimes there are defects in a house that the homeowners no longer notice, such as small leaks in the roof or a basement that only gets damp when it rains. When the house is on the market, they don't have a real sense of urgency about having such defects repaired. The real estate agent feels quite differently, however.

When buyers are deciding which houses deserve serious consideration, any kind of water problem may appear to be much more detrimental than it really is. The sellers may regard a damp basement as simply a sign that it's time to clean the gutters or check the soil buildup around the house or a leaking roof as a call for new flashing. But to someone who has never owned a home, these defects can be taken as signs that the house may not fulfill their primary need for shelter from "the elements." Renters may be perfectly willing to live in a home with minor water problems, but buyers are likely to pass up the same house if they think it won't keep them perfectly dry.

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Real Estate Trivia
Q 
Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?

A 
Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year.
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Susan Spica, REALTOR®, real estate agent and broker for Lake Ozark, Four Seasons and Osage Beach Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Spica
Prudential Lake Ozark Realty

3570 Hwy 54, Suite 101
Osage Beach, MO. 65065
Toll: (800) 787-1614
Office: (573) 365-6868
Mobile: (573) 280-0484
Fax: (573) 365-3711
Email: susanspica@NUMBER1EXPERT.com

Experienced: Over 25 years combined years of Selling Lake of the Ozarks. Respected: By Clients, competing agents and the community. Trusted: The team you can count on when buying or selling property at Lake of the Ozarks, Osage Beach, Porto Cima, The Villages, Laurie, Eldon and Camdenton.

ABRGRICRSEqual HousingMLSREALTOR


Prudential Lake Ozark Realty real estate and homes for sale in Lake Ozark, Four Seasons and Osage Beach Missouri

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